Unleash the full potential of your business with our Embedded Financial Solutions

Our groundbreaking technology allows any business to offer financing options to its customers, seamlessly integrated at the moment of purchase.

Experience the transformation as we convert your business into a fintech that is uniquely tailored to your needs and risk appetite.

Supercharge your sales potential and establish unbreakable bonds with your customers by offering a comprehensive range of embedded financial services.

Harness the untapped potential of your business’s transactional information,  unique to you, to optimize your customers’ risk assessment and create a truly personalized experience.

Keep doing what you do best

Continue focusing on your core business, while we handle every aspect of the financing solution – from start to finish. 

Save time and resources

Leverage our cutting-edge technology to optimize execution times, minimize unnecessary investments, and reduce overall costs

Choose from a wide array of financing solutions

From “Buy Now Pay Later” to advances, cards, and beyond, we have the perfect product to complement your business 

Realize your full potential in one place

Consolidate and streamline operations in one efficient platform and ecosystem, eliminating the hassle of multiple suppliers.


Our scalable, API-first technology covers the full spectrum of the lending value chain. Modular, ready to use, and built by credit experts

Lending as a Service (LaaS) platform

  • End-to-end white label technology and infrastructure solution supporting all critical components of an embedded lending program
  • Modular architecture that accommodates different types of lending needs
  • Integrated ecosystem of industry-leading partners ranging from payments, compliance and more

Credit decision engine

  • State-of-the-art underwriting engine which harnesses the combined strength of enriched proprietary data and third-party sources to deliver optimized

  • Automated, real-time decisioning delivering a frictionless consumer experiencesk decisioning

  • Advanced analytics and machine learning capabilities to unleash the full potential of data

Funding as a Service (FaaS) platform

  • Cloud-based solution that seamlessly manages every aspect of private and public asset-backed debt transactions
  • Real-time insights into loan book and cash flow performance through dynamic reporting and advanced data analytics
  • Digital audit of collateral documentation

Boost your business with plug&lend!

Personalized advice, every step of the way

In the ever-evolving landscape of digital financial services, exceptional technology alone may not guarantee success.
That’s why our dedicated team of experts is always ready to provide the guidance you need to reach your business objectives.

From advising on product selection and crafting customized customer experiences to optimizing collection processes, plug&lend offers a comprehensive suite of services tailored to your needs.

Additionally, plug&lend provides the necessary support and cutting-edge technology to connect your business with a vast ecosystem of investors, ready to fuel the growth of your lending program.

With plug&lend, you gain not only advanced tools but also a trusted partner dedicated to your success, ensuring that every aspect of your digital lending program thrives in today’s competitive market.

Partner Program

Collaboration lies at the heart of the digital economy. In the face of constant change within the financial sector, plug&lend leverages a flourishing network of third-party collaborators.

Through this approach, we enable our clients to save both time and money, ensuring that our technology and business model consistently meet the demands of the industry.

Are you interested in becoming part of our Partner Program?

If you are a specialized technology provider supporting any component of the financial services value chain (KYC, UI/UX, fraud detection, blockchain, etc.) don’t hesitate to contact us.  

Join us today and access a universe of new opportunities!

Our values & team

plug&lend’s journey as a fintech specializing in embedded finance has been guided by our commitment to simplicity, resilience, and integrity.

These attributes govern and form an integral part of our brand’s essence. At plug&lend, people always come first, allowing us to build strong relationships based on a sense of community within our team and with our clients.

From Miami to Ireland, the Dominican Republic, and India, our team knows no borders. Regardless of our physical location, we share a passion and a common goal: to utilize technology as a means to democratize access to credit.

Our mission

At plug&lend, we perceive access to credit as a fundamental human right. While global financial inclusion has made significant strides over the past decade, there is still a long way to go to achieve this goal.

plug&lend wants to rewrite a new chapter and contribute to the global financial revolution in two separate ways:


plug&lend’s ultimate goal is to positively impact the lives of millions of “new-to-credit” consumers. We achieve this by empowering businesses with trusted brands and extensive customer reach to seamlessly integrate financing options at the point of purchase. Simultaneously, we leverage technology and non-traditional data to streamline the credit approval process, eliminating unnecessary hurdles.


By transforming the way credit is accessed, plug&lend is reshaping the future of finance.

Contact us

Miami, Florida

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